Applying for disability and understanding the Illinois long-term disability law is an overwhelming process. There are many common pitfalls when filling out the paperwork, and these errors can significantly impact the application’s success.
The 5 Most Common Errors in Disability Claims
It’s expected to be done in a hurry to complete the paperwork to get money flowing again. However, the most common errors can lead to a denial.
1. Lackluster documentation
The burden of proof rests on the claimant. Illinois law requires the applicant to have supportive medical records. Additionally, all paperwork must be up-to-date with current information supporting the claim.
2. Missing deadlines
Once the initial application is filed, there are often requests from the decision board and appeals timelines. Even missing the deadline of 24 hours is enough to have the claim denied.
3. Ignoring medical advice
If a physician orders testing, ignoring these requests can cause a denial. Illinois views going against medical orders as non-compliance.
4. Lying on an Application
It’s a crime to lie on an application to obtain benefits. Deceptions are easy to identify, especially when reviewing medical records and speaking with treating physicians. If there are any inconsistencies or omissions on the paperwork, it calls into question the applicant’s credibility.
5. No Legal Guidance
Illinois long-term disability laws are complex, and so is the process of filing the claim. Legal counsel is valuable as it helps prevent errors along the way.
Getting Help With an Illinois Long-Term Disability Claim
The law offices of Jeffrey A. Rabin & Associates, Ltd. help applicants with their LTD paperwork and representation. Making mistakes is familiar to those who don’t have experience. Contact the office today to make an appointment to get help with this overwhelming process.
